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	<title>Get Serious About Success &#187; Making Money is Fun!</title>
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		<title>The Perfect Biz Finder!</title>
		<link>http://jackzufelt.com/the-perfect-biz-finder/</link>
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		<pubDate>Tue, 23 Feb 2010 19:40:53 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
				<category><![CDATA[Making Money is Fun!]]></category>
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		<description><![CDATA[If you&#8217;re on my email list, you already know about my good friend, Steve, but I wanted to follow up a little more in this blog. If you&#8217;ve been to his site, you know how valuable the information is and how committed he is to helping everyone find their perfect business that will deliver the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://jackzufelt.com/wp-content/uploads/2010/02/perfect_biz_finder_manual.png"><img src="http://jackzufelt.com/wp-content/uploads/2010/02/perfect_biz_finder_manual.png" alt="perfect_biz_finder_manual" title="perfect_biz_finder_manual" class="aligncenter size-full wp-image-2342" width="250" height="308"></a><br />
If you&#8217;re on my email list, you already know about my good friend, Steve, but I wanted to follow up a little more in this blog.</p>
<p>If you&#8217;ve been to <a href="http://www.theperfectbizfinder.com/prog9/?af=933559">his site</a>, you know how valuable the information is and how committed he is to helping everyone find their perfect business that will deliver the financial security and lifestyle that they truly deserve.</p>
<p>Listen, I believe in Steve and his mission 100% and that is why I&#8217;m emailing you today.</p>
<p>Steve just finished putting together a manual that teaches you step by step exactly how to find your perfect business.</p>
<p>Everyone has a unique idea for a business&#8230;</p>
<p>But very few actually pursue it. </p>
<p>Do you know why?</p>
<p>Studies have shown that the reason most people haven&#8217;t started their own business is because they don&#8217;t know if it will work.</p>
<p>They don&#8217;t know if they can actually do it.</p>
<p>And they don&#8217;t want to take the risk and find out the hard way that their business idea was not a good one.</p>
<p>And quite frankly, I don&#8217;t blame them.</p>
<p>Check this out.</p>
<p>Steve has found a scientific way to eliminate all of that doubt and mathematically determine what you&#8217;re perfect business is for you.</p>
<p>Go <a href="http://www.theperfectbizfinder.com/prog9/?af=933559">here</a> and see for yourself &#8211; it&#8217;s truly amazing.</p>
<p>Be sure to let me know what you think.  I&#8217;ll post this on my blog as well for you to comment.</p>
<p>To Your Success!</p>
<p>Jack M. Zufelt<br />
&#8220;Mentor to Millions&#8221;</p>
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		<title>Self Transformation:  Where Is My ON Switch?!</title>
		<link>http://jackzufelt.com/self-transformation-where-is-my-on-switch-2/</link>
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		<pubDate>Fri, 01 Jan 2010 19:25:39 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
				<category><![CDATA[Business Growth]]></category>
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		<description><![CDATA[You might be wondering why I’m writing about Jasper Schuringa in a blog post about self transformation.  His heroism is obviously a great example to us, but, besides that, he serves as a terrific model of the difference between living by Core Desires versus living by goal-setting, affirmations, and (the dreaded) New Year’s Resolutions.  If you read my last blog, you know that in crisis moments, heroes probably aren’t sitting down and listing goals, baby steps, affirmations and rewards.  Heroes see what they want and they go get it! ]]></description>
			<content:encoded><![CDATA[<p>“When I saw the suspect,” said Jasper Schuringa to CNN, “that he was getting on fire, I freaked, of course.  And without any hesitation I just jumped over all the seats.  And I jumped to the suspect.  I was thinking like, he’s trying to blow up the plane.”<span id="more-2190"></span></p>
<p>You’ve heard of him by now – hero Jasper Schuringa threw himself on the terrorist who was trying to blow up Northwest Airlines Flight 253, grabbed the bomb out of his hands and held him while other people put the fire out with blankets and fire extinguishers.<div id="attachment_2204" class="wp-caption alignright" style="width: 285px"><a href="http://jackzufelt.com/wp-content/uploads/2010/01/butterfly.jpg"><img src="http://jackzufelt.com/wp-content/uploads/2010/01/butterfly.jpg" alt=" Self Transformation: Where Is My ON Switch?!" title=" Self Transformation: Where Is My ON Switch?!" width="275" height="206" class="size-full wp-image-2204" /></a><p class="wp-caption-text"> Self Transformation: Where Is My ON Switch?!</p></div></p>
<p>First, let me say, my gratitude and admiration know no bounds.  I can only hope that I would have that kind of courage in a similar situation.  Actually, my greater hope is I’ll never have to face a similar situation, but <em>if</em> I did, I’d want to react like Jasper Schuringa.</p>
<p>You might be wondering why I’m writing about Jasper Schuringa in a blog post about <a href="http://www.cnn.com/2009/US/12/30/terror.passenger.account/index.html">self transformation</a>.  His heroism is obviously a great example to us, but, besides that, he serves as a terrific model of the difference between living by <strong>Core Desires</strong> versus living by goal-setting, affirmations, and (the dreaded) <em>New Year’s Resolutions.</em></p>
<p>If you read my last blog, you know that in crisis moments, heroes probably aren’t sitting down and listing goals, baby steps, affirmations and rewards.  Heroes <em>see what they want and they go get it!</em> Jasper Schuringa knew what he wanted – an intact airplane.  So he leaped over seats and went after it.</p>
<p>This is the kind of intensity that I want for you in your life!  Hopefully you’ll never come face to face with a terrorist.  But you are face to face with time, mediocrity, and unrealized hopes.   It’s time to unleash the Conquering Force in you to find the <a href="http://jackzufelt.com/12-days-of-christmas/everyone-loves-presents/">self transformation </a>that will change your life forever.  How?</p>
<p>First, answer these two questions:</p>
<ul>
<li>Are you smart enough to learn what someone is willing to teach you?</li>
<li>Do you believe that the information  that you need to know to achieve the success you want already exists somewhere in a book, class, CD, coach or minister or course of some kind?</li>
</ul>
<p>Let me make this easy for you:  the answer to both questions is</p>
<p align="center"><strong>YES!</strong></p>
<p>Mark Twain once said, “I can teach anybody how to get what they want out of life.  The problem is that I can’t find anybody who can tell me what they want.”</p>
<p>Can you have what you want out of life?</p>
<p>Let’s say it again:</p>
<p align="center"><strong>YES!</strong></p>
<p>Do you know how to get it?</p>
<p>My friend, it’s time to learn.</p>
<p>If you’re ready to make real, lasting changes in your life, learn how now by accepting my gift to you this New Years, a huge discount on my <a href="http://12daysxmas.com/ny10offer" target="_blank">self-transformation</a> products that are proven, truthful and effective.</p>
<p>Have a brilliantly successful 2010!</p>
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		<title>Christmas Eve 2009</title>
		<link>http://jackzufelt.com/christmas-eve-2009/</link>
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		<pubDate>Thu, 24 Dec 2009 18:44:48 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
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		<description><![CDATA[ Pa never had much compassion for the lazy or those who squandered their means and then never had enough for the necessities. But for those who were genuinely in need, his heart was as big as all outdoors. It was from him that I learned the greatest joy in life comes from giving, not from receiving. It was Christmas Eve 1881. I was fifteen years old and feeling like the world had caved in on me because there just hadn't been enough money to buy me the rifle that I'd wanted for Christmas. We did the chores early that night for some reason. I just figured Pa wanted a little extra time so we could read in the Bible.]]></description>
			<content:encoded><![CDATA[<p><strong>If you like Christmas stories you will love this one!  Enjoy! </strong></p>
<p><strong> </strong></p>
<p><strong>Christmas Eve 1881</strong></p>
<p>Pa never had much compassion for the lazy or those who squandered their means and then never had enough for the necessities. But for those who were genuinely in need, his heart was as big as all outdoors. It was from him that I learned the greatest joy in life comes from giving, not from receiving. It was Christmas Eve 1881. I was fifteen years old and feeling like the world had caved in on me because there just hadn&#8217;t been enough money to buy me the rifle that I&#8217;d wanted for Christmas. We did the chores early that night for some reason. I just figured Pa wanted a little extra time so we could read in the Bible.<span id="more-2073"></span></p>
<p>After supper was over I took my boots off and stretched out in front of the fireplace and waited for Pa to get down the old Bible. I was still feeling sorry for myself and, to be honest, I wasn&#8217;t in much of a mood to read Scriptures. But Pa didn&#8217;t get the Bible, instead he bundled up again and went outside. I couldn&#8217;t figure it out because we had already done all the chores. I didn&#8217;t worry about it long though, I was too busy wallowing in self-pity.</p>
<p>Soon Pa came back in. It was a cold clear night out and there was ice in his beard. &#8220;Come on, Matt,&#8221; he said. &#8220;Bundle up good, it&#8217;s cold out tonight.&#8221; I was really upset then. Not only wasn&#8217;t I getting the rifle for Christmas, now Pa was dragging me out in the cold, and for no earthly reason that I could see. We&#8217;d already done all the chores, and I couldn&#8217;t think of anything else that needed doing, especially not on a night like this. But I knew Pa was not very patient at one dragging one&#8217;s feet when he&#8217;d told them to do something, so I got up and put my boots back on and got my cap, coat, and mittens. Ma gave me a mysterious smile as I opened the door to leave the house. Something was up, but I didn&#8217;t know what.</p>
<p>Outside, I became even more dismayed. There in front of the house was the work team, already hitched to the big sled. Whatever it was we were going to do wasn&#8217;t going to be a short, quick, little job. I could tell. We never hitched up this sled unless we were going to haul a big load. Pa was already up on the seat, reins in hand. I reluctantly climbed up beside him. The cold was already biting at me. I wasn&#8217;t happy. When I was on, Pa pulled the sled around the house and stopped in front of the woodshed. He got off and I followed. &#8220;I think we&#8217;ll put on the high sideboards,&#8221; he said. &#8220;Here, help me.&#8221; The high sideboards! It had been a bigger job than I wanted to do with just the low sideboards on, but whatever it was we were going to do would be a lot bigger with the high side boards on.</p>
<p>After we had exchanged the sideboards, Pa went into the woodshed and came out with an armload of wood &#8211; the wood I&#8217;d spent all summer hauling down from the mountain, and then all Fall sawing into blocks and splitting. What was he doing? Finally I said something. &#8220;Pa,&#8221; I asked, &#8220;what are you doing?&#8221; You been by the Widow Jensen&#8217;s lately?&#8221; he asked.</p>
<p>The Widow Jensen lived about two miles down the road. Her husband had died a year or so before and left her with three children, the oldest being eight. Sure, I&#8217;d been by, but so what?</p>
<p>Yeah,&#8221; I said, &#8220;Why?&#8221; &#8220;I rode by just today,&#8221; Pa said. &#8220;Little Jakey was out digging around in the woodpile trying to find a few chips. They&#8217;re out of wood, Matt.&#8221; That was all he said and then he turned and went back into the woodshed for an other armload of wood. I followed him. We loaded the sled so high that I began to wonder if the horses would be able to pull it. Finally, Pa called a halt to our loading, then we went to the smoke house and Pa took down a big ham and a side of bacon. He handed them to me and told me to put them in the sled and wait. When he returned he was carrying a sack of flour over his right shoulder and a smaller sack of something in his left hand. &#8220;What&#8217;s in the little sack?&#8221; I asked. Shoes, they&#8217;re out of shoes. Little Jakey just had gunny sacks wrapped around his feet when he was out in the woodpile this morning. I got the children a little candy too. It just wouldn&#8217;t be Christmas without a little candy.&#8221;</p>
<p>We rode the two miles to Widow Jensen&#8217;s pretty much in silence. I tried to think through what Pa was doing. We didn&#8217;t have much by worldly standards. Of course, we did have a big woodpile, though most of what was left now was still in the form of logs that I would have to saw into blocks and split before we could use it. We also had meat and flour, so we could spare that, but I knew we didn&#8217;t have any money, so why was Pa buying them shoes and candy? Really, why was he doing any of this? Widow Jensen had closer neighbors than us; it shouldn&#8217;t have been our concern.</p>
<p>We came in from the blind side of the Jensen house and unloaded the wood as quietly as possible, then we took the meat and flour and shoes to the door. We knocked. The door opened a crack and a timid voice said, &#8220;Who is it?&#8221; &#8220;Lucas Miles, Ma&#8217;am, and my son, Matt, could we come in for a bit?&#8221; Widow Jensen opened the door and let us in. She had a blanket wrapped around her shoulders. The children were wrapped in another and were sitting in front of the fireplace by a very small fire that hardly gave off any heat at all. Widow Jensen fumbled with a match and finally lit the lamp.</p>
<p>&#8220;We brought you a few things, Ma&#8217;am,&#8221; Pa said and set down the sack of flour. I put the meat on the table. Then Pa handed her the sack that had the shoes in it. She opened it hesitantly and took the shoes out one pair at a time. There was a pair for her and one for each of the children &#8211; sturdy shoes, the best, shoes that would last. I watched her carefully. She bit her lower lip to keep it from trembling and then tears filled her eyes and started running down her cheeks. She looked up at Pa like she wanted to say something, but it wouldn&#8217;t come out.</p>
<p>&#8220;We brought a load of wood too, Ma&#8217;am,&#8221; Pa said.</p>
<p>He turned to me and said, &#8220;Matt, go bring in enough to last awhile. Let&#8217;s get that fire up to size and heat this place up.&#8221; I wasn&#8217;t the same person when I went back out to bring in the wood. I had a big lump in my throat and as much as I hate to admit it, there were tears in my eyes too. In my mind I kept seeing those three kids huddled around the fireplace and their mother standing there with tears running down her cheeks with so much gratitude in her heart that she couldn&#8217;t speak. My heart swelled within me and a joy that I&#8217;d never known before, filled my soul. I had given at Christmas many times before, but never when it had made so much difference. I could see we were literally saving the lives of these people. I soon had the fire blazing and everyone&#8217;s spirits soared.</p>
<p>The kids started giggling when Pa handed them each a piece of candy and Widow Jensen looked on with a smile that probably hadn&#8217;t crossed her face for a long time. She finally turned to us. &#8220;God bless you,&#8221; she said. &#8220;I know the Lord has sent you. The children and I have been praying that he would send one of his angels to spare us.&#8221; In spite of myself, the lump returned to my throat and the tears welled up in my eyes again. I&#8217;d never thought of Pa in those exact terms before, but after Widow Jensen mentioned it I could see that it was probably true.</p>
<p>I was sure that a better man than Pa had never walked the earth. I started remembering all the times he had gone out of his way for Ma and me, and many others. The list seemed endless as I thought on it. Pa insisted that everyone try on the shoes before we left. I was amazed when they all fit and I wondered how he had known what sizes to get. Then I guessed that if he was on an errand for the Lord that the Lord would make sure he got the right sizes.</p>
<p>Tears were running down Widow Jensen&#8217;s face again when we stood up to leave. Pa took each of the kids in his big arms and gave them a hug. They clung to him and didn&#8217;t want us to go. I could see that they missed their Pa, and I was glad that I still had mine. At the door Pa turned to Widow Jensen and said, &#8220;The Mrs. wanted me to invite you and the children over for Christmas dinner tomorrow. The turkey will be more than the three of us can eat, and a man can get cantankerous if he has to eat turkey for too many meals. We&#8217;ll be by to get you about eleven. It&#8217;ll be nice to have some little ones around again. Matt, here, hasn&#8217;t been little for quite a spell.&#8221; I was the youngest. My two brothers and two sisters had all married and had moved away. Widow Jensen nodded and said, &#8220;Thank you, Brother Miles. I don&#8217;t have to say , May the Lord bless you, I know for certain that He will.&#8221;</p>
<p>Out on the sled I felt a warmth that came from deep within and I didn&#8217;t even notice the cold. When we had gone a ways, Pa turned to me and said, &#8220;Matt, I want you to know something. Your ma and me have been tucking a little money away here and there all year so we could buy that rifle for you, but we didn&#8217;t have quite enough. Then yesterday a man who owed me a little money from years back came by to make things square. Your ma and me were real excited, thinking that now we could get you that rifle, and I started into town this morning to do just that, but on the way I saw little Jakey out scratching in the woodpile with his feet wrapped in those gunny sacks and I knew what I had to do. Son, I spent the money for shoes and a little candy for those children. I hope you understand.&#8221;</p>
<p>I understood, and my eyes became wet with tears again. I understood very well, and I was so glad Pa had done it. Now the rifle seemed very low on my list of priorities. Pa had given me a lot more. He had given me the look on Widow Jensen&#8217;s face and the radiant smiles of her three children. For the rest of my life, Whenever I saw any of the Jensens, or split a block of wood, I remembered, and remembering brought back that same joy I felt riding home beside Pa that night. Pa had given me much more than a rifle that night, he had given me the best Christmas of my life. Don&#8217;t be too busy today. Share this inspiring message. God bless you!</p>
<p>Let’s all be an “angel” to someone this Christmas season and through out the coming year. If you have children include them so they can experience the joy of helping others.</p>
<p>MERRY CHRISTMAS and HAPPY NEW YEAR!</p>
<p>Jack M. Zufelt</p>
<p>“Mentor to Millions”</p>
<p>P.S.-Don&#8217;t forget to get your <a href="http://jackzufelt.com/12-days-of-christmas/" target="_blank">Christmas gift </a>from me!</p>
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		<title>A Christmas Story &amp; Gift From Jack!</title>
		<link>http://jackzufelt.com/a-christmas-story-gift-from-jack/</link>
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		<pubDate>Wed, 23 Dec 2009 17:00:04 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
				<category><![CDATA[Business Growth]]></category>
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		<guid isPermaLink="false">http://jackzufelt.com/?p=2048</guid>
		<description><![CDATA[Yesterday I shared an article with you from my friend Roger
Allen from the Human Development Institute,  on the gifts of
giving.  Today I wish to share with you a story to warm your
heart! ]]></description>
			<content:encoded><![CDATA[<p>Yesterday I shared an article with you from my friend Roger<br />
Allen from the Human Development Institute,  on the gifts of<br />
giving.  Today I wish to share with you a story to warm your<br />
heart! <span id="more-2048"></span></p>
<div class="wp-caption alignright" style="width: 290px"><a title="A Christmas Story &amp; Gift From Jack!" rel="http://jackzufelt.com/2009/12/23/a-christmas-story-gift-from-jack/" href="../wp-content/uploads/2009/12/DSCF0303-1.JPG" target="_blank"><img title=" A Christmas Story &amp; Gift From Jack!" src="../wp-content/uploads/2009/12/DSCF0303-1.JPG" alt="A Christmas Story &amp; Gift From Jack!" width="280" height="209" /></a><p class="wp-caption-text"> A Christmas Story &amp; Gift From Jack!</p></div>
<p>REMEMBER to scroll to the bottom after you’ve read the story<br />
to receive your <span id="lw_1261504076_1" style="border-bottom: 1px dashed #0066cc; background: transparent none repeat scroll 0% 0%; cursor: pointer;">Christmas gift</span> from me!</p>
<p>Part 2:  Stories abound that touch the soul and remind us of<br />
what is really important.</p>
<p>Here is one by Claire Robinson:</p>
<p>Eric scuffled out of the run down apartment building. Again<br />
he was alone. The streets looked like a long wet pieces of<br />
black licorice under the street lights.  As Eric walked he<br />
began his escape into another world. He left his feelings of<br />
loneliness and unhappiness and entered a world in which he<br />
hungered to belong.</p>
<p>Why was Eric escaping? Eric was an orphan. His mother died<br />
when he was two and his father was never around. His father<br />
did provide food but he drank away the rest of his earnings.<br />
His brothers and sisters had orphaned him too. They had run<br />
away from the world which seemed to keep Eric a prisoner.<br />
Education had orphaned him too. He just did not have the<br />
clothes or the social acceptance to be a part of school. So<br />
each day would grind painfully past with nothing to do or<br />
live for.</p>
<p>This is why Eric was escaping; escaping into a world of<br />
imagination, fun and fantasy. A world which treated him like<br />
an equal. This wonderful place was the “Christmas World”.<br />
He did not understand why people were so kind at this time<br />
of year, but they were. He loved to walk the streets and see<br />
the lights and Christmas scenes. He loved to hear the gaiety<br />
and laughter of the holiday season. As Eric approached one<br />
department store, he gazed in the window.</p>
<p>There was Santa in red and white sitting in his magnificent<br />
throne giving candy to little children who would sit on his<br />
lap. A tear welled up in his eye. He could never remember<br />
Santa coming to his home.  At age 12 he knew Santa was not<br />
true but still he wished he could find a present under the<br />
non-existent tree in the front room.</p>
<p>Eric became depressed in his beautiful world. No longer was<br />
he equal. He was cold, helpless, hungry and feeling<br />
abandoned. This feeling overwhelmed him and hurt so much<br />
that he darted down an ally to get away from it.</p>
<p>As he was halfway down the ally he heard a soft, timid<br />
whimpering sound. He stopped—looked around—and started to<br />
walk on. He heard the noise again and began to move toward<br />
it. There huddled in a dark corner was a cold wet stranded<br />
puppy. It tired to growl to frighten off this giant<br />
stranger, but it was too weak and hungry for any sound to<br />
come out.</p>
<p>Eric picked up the puppy and began petting it. He became<br />
aware of how frail his new found friend was. He felt a<br />
quiver go through the puppy and realized it was time for a<br />
decision. In his pocket was one of his most treasured<br />
possessions, his lucky dime. He had found it in his mother’s<br />
old purse. Though he never knew his mother he loved the dime<br />
and knew it was lucky because it was once hers. Eric looked<br />
at his dime and he looked at the quivering friend. He held<br />
the puppy tight as he once again emerged into the Christmas<br />
world. Quickly he paced off the two blocks to an old grocery<br />
store. There in that store he left the only remembrance of<br />
his mother and bought a carton of milk.</p>
<p>Carrying the puppy and clutching the milk he descended down<br />
the dark ally. Sitting on the ground, he poured the ivory<br />
liquid into his hand. AS tears trickled down his cheeks,<br />
feelings of loneliness and abandonment vanished. A Strong<br />
union of friendship was created as Eric whispered in the<br />
puppy’s ear, “Puppy, I’ll be your Santa.”</p>
<p>There are many children who will not have much of a<br />
<span id="lw_1261504076_2" style="border-bottom: 1px dashed #0066cc; cursor: pointer;">Christmas</span>, if any, this year. Let’s all decide to give to a<br />
child this <span id="lw_1261504076_3" style="border-bottom: 1px dashed #0066cc; background: transparent none repeat scroll 0% 0%; cursor: pointer;">Christmas season</span> so they can feel loved and be<br />
uplifted no matter what their circumstances are. And<br />
remember, it is not the cost of the present that matters it<br />
is the love that is felt when we give from the heart.</p>
<p>I wrote the following poem after having discovered the<br />
blessings that come to me for giving to others.</p>
<p>To have your spiritual needs met,<br />
It is better to give than to get.<br />
Reach out to those in need<br />
And your soul you will feed.</p>
<p>I hope you all have a wonderful, fun and love filled<br />
Christmas season!</p>
<p>Jack M. Zufelt<br />
“Mentor to Millions”</p>
<p>P.S. And now for my opportunity to give to you!</p>
<p>For the first time ever I’m giving 12 gifts away this year!</p>
<p>Join me in my celebration of the Holidays and except a gift<br />
from me for the next 12 days by going here:</p>
<p><a rel="nofollow" href="http://www.12daysxmas.com/" target="_blank"><span id="lw_1261504076_0">http://www.12daysxmas.com</span></a><br />
DNA of Success</p>
<p><span id="lw_1261504076_5" style="border-bottom: 1px dashed #0066cc; background: transparent none repeat scroll 0% 0%; cursor: pointer;"> </span></p>
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		<title>Merry Christmas from Jack Zufelt!</title>
		<link>http://jackzufelt.com/merry-christmas/</link>
		<comments>http://jackzufelt.com/merry-christmas/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 17:35:02 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
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		<description><![CDATA[I love this time of year!  It is Christmas time all around the world!  I love this season because it causes people to be nicer, more giving and focused on others.  Just as gifts were brought and given to the Christ child so we, in similitude, give gifts to those we love.  There are two parts to this letter.]]></description>
			<content:encoded><![CDATA[<p><a href="http://jackzufelt.com/wp-content/uploads/2009/12/DSCF0072-1.JPG"></a>I love this time of year!</p>
<p>It is Christmas time all around the world!</p>
<p>I love this season because it causes people to be nicer, more giving and focused on others.</p>
<p>Just as gifts were brought and given to the Christ child so we, in similitude, give gifts to those we love.</p>
<div class="wp-caption alignright" style="width: 301px"><a title="Merry Christmas from Jack Zufelt!" rel="http://jackzufelt.com/2009/12/22/merry-christmas/" href="http://jackzufelt.com/wp-content/uploads/2009/12/DSCF0072-1.JPG" target="_blank"><img title="Merry Christmas from Jack Zufelt!" src="http://jackzufelt.com/wp-content/uploads/2009/12/DSCF0072-1.JPG" alt="Merry Christmas from Jack Zufelt!" width="291" height="133" /></a><p class="wp-caption-text">Merry Christmas from Jack Zufelt!</p></div>
<p>There are two parts to this letter.<span id="more-2039"></span> The first part is a report that will open your eyes about how giving can bless YOUR life, your health and your finances! The second part is the kind of story we all like to read at Christmas time.</p>
<p>Today I’ll be giving you Part 1 so please keep an eye out tomorrow for Part 2 as well as my CHRISTMAS GIFT TO YOU, at the bottom of this letter.</p>
<p>PART 1: Giving Can Bless Your Life!</p>
<p>Did you know that research has proven that giving is good for your health and wealth?</p>
<p>God knew what He was doing when he said it is better to give than to receive. I say let’s do both!</p>
<p>Here is the report sent to me by a friend of mine, Dr. Roger Allen from the Human Development Institute, that proves giving is very beneficial.</p>
<p>Arthur Brookes, an economist and professor of entrepreneurship at the University of Syracuse, works with successful entrepreneurs. In an article entitled The Privilege of Giving (Marriott Alumni Magazine, winter 2008), Dr. Brookes states that the entrepreneurs he works with are very generous. He used to believe they were generous because of their excess wealth. They give money away because they have money. However, many entrepreneurs told him that they have money because they give it away.</p>
<p>Dr. Brookes didn’t believe them and so put their theory to a test. Working with a number of universities and community foundations, Dr. Brookes sponsored a study of thirty thousand American families. The researchers gave these families an exhaustive survey asking questions about their jobs, how much money they make, what they do with their time, whether or not they volunteer, how much money they give away to charities, etc.</p>
<p>To his astonishment, he learned that the more families give away the more they receive. In other words, if you have two families and control for every other variable (education, number kids, region of residence, ages, religion, etc.), but one of those families gives $100 more to charity than the other family, that family will, on average, have a net income of $375 more than the non-giving family and that difference can only be explained by their charitable giving (only variable on which the families are measurably different).</p>
<p>When Dr. Brookes got the data he was convinced it was wrong, so gathered new data, rewrote his analysis and found that he got the same results again … and again. The results consistently suggested that the return on an investment of $1.00 given to charity was $3.75—an amazing outcome.</p>
<p>Giving is its own reward the rewards of giving are far more than financial. There is a good body of research in neuropsychology that shows that people who are generous with their money have more endorphins and fewer stress hormones in their brains. They are both happier and more effective than people who do not give.</p>
<p>Something about giving changes us. But the change only happens when we give “not grudgingly or of necessity” but voluntarily and with goodwill. It is then that the good we put out to others comes back to bless our lives. Spiritual teachers and the great religions of the world have long taught us to give and that our giving shall be returned to us manifold.</p>
<p>In the classic book, The Prophet, Kahlil Gibran imparts profound wisdom about giving. “You oft would say, ‘I would give but only to the deserving.’ The trees in your orchard say not so, nor the flocks in your pasture. They give that they may live, for to withhold is to perish.”</p>
<p>And now for my opportunity to give to you!</p>
<p>For the first time ever I’m giving 12 gifts away this year!</p>
<p>Join me in my celebration of the Holidays and accept a gift from me for the next 12 days by going here:</p>
<p><a rel="nofollow" href="http://www.12dayofxmas.com/" target="_blank">http://www.</a><a href="http://12daysxmas.com/" target="_blank">12daysxmas.com</a></p>
<p>Merry Christmas!</p>
<p>Jack M. Zufelt</p>
<p>“Mentor to Millions”</p>
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		<title>Making Changes in Tough Times:  Are You REALLY Ready to Take a Chance?</title>
		<link>http://jackzufelt.com/making-changes-in-tough-times-are-you-really-ready-to-take-a-chance/</link>
		<comments>http://jackzufelt.com/making-changes-in-tough-times-are-you-really-ready-to-take-a-chance/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 17:21:06 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
				<category><![CDATA[Business Growth]]></category>
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		<description><![CDATA[Alan Axler, Vice President of Springfield Smoked Fish, had a problem.  His Springfield, Mass company had been providing New Englanders lox, gefilte fish and other traditional kosher fish products since 1934.  But in recent years, the company has barely been staying afloat.  Axler attempted to boost sales in 2007 by investing thousands of dollars into his new product:  Brekfish, a smoked salmon - healthier -- substitute for bacon.  It was well-received by samplers, but to Axler's discouragement, supermarkets didn't put it on their shelves.  In 2008, sales were a full 20% down from where they'd been in 2000.]]></description>
			<content:encoded><![CDATA[<p><a href="http://jackzufelt.com/wp-content/uploads/2009/12/gefilte-fish.jpg"><img class="alignright size-medium wp-image-1963" title="gefilte-fish" src="http://jackzufelt.com/wp-content/uploads/2009/12/gefilte-fish.jpg" alt="" width="250" height="261" /></a>Alan Axler, Vice President of Springfield Smoked Fish, had a problem.  His Springfield, Mass company had been providing New Englanders lox, gefilte fish and other traditional kosher fish products since 1934.  But in recent years, the company has barely been staying afloat.  Axler attempted to boost sales in 2007 by investing thousands of dollars into his new product:  Brekfish, a smoked salmon &#8211; healthier &#8212; substitute for bacon.  It was well-received by samplers, but to Axler&#8217;s discouragement, supermarkets didn&#8217;t put it on their shelves.  In 2008, sales were a full 20% down from where they&#8217;d been in 2000.<span id="more-1959"></span></p>
<div class="zemanta-img zemanta-action-dragged" style="margin: 1em; display: block;">
<div class="wp-caption alignright" style="width: 250px"><a title="Making Changes in Tough Times: Are You REALLY Ready to Take a Chance?" rel="http://jackzufelt.com/2009/12/11/making-changes-in-tough-times-are-you-really-ready-to-take-a-chance/" href="http://www.flickr.com/photos/52494613@N00/1705242665" target="_blank"><img title="Making Changes in Tough Times: Are You REALLY Ready to Take a Chance?" src="http://farm3.static.flickr.com/2383/1705242665_3db34b2dc0_m.jpg" alt="Making Changes in Tough Times: Are You REALLY Ready to Take a Chance?" width="240" height="160" /></a><p class="wp-caption-text">Making Changes in Tough Times: Are You REALLY Ready to Take a Chance?</p></div>
</div>
<p>Axler&#8217;s traditional market, traditional Kosher Jewish consumers, was shrinking, and in spite of the trend toward more healthful living, no one was rushing in to fill the gap in sales.</p>
<p>So would you like to hear the bad news first, or the good?</p>
<p>I&#8217;ll start with the bad:  When he decided to develop Brekfish, Axler didn&#8217;t give his research <strong>due diligence</strong>.  Due diligence can be loosely defined as &#8220;giving a task the amount of work and attention that it deserves.&#8221;  When it comes to researching major decisions that could make or break your small business, that task deserves quite a bit of work and attention indeed.</p>
<p>Is Brekfish as bad product?  Quite the contrary:  All reports are that it&#8217;s delicious &#8211; crisp and flavorful.  It could very well become the healthy choice for bacon lovers.  The mistake Axler made was that, before <a href="http://money.cnn.com/video/fsb/2009/01/22/fsb.mak.smoked.fish.smb/">making changes</a>, failing to find out whether his hopes of getting Brekfish on the supermarket shelves were realistic.  Retailers were unwilling to put the product on the shelves until Axler created consumer interested with a big-budget campaign.  He simply didn&#8217;t have the resources.</p>
<p>Now for the good news:  While Axler failed to forage for the best information, the best information was thrust upon him.  Fortune Small Business sent three experts to offer him the best advice.  What gems of wisdom did they have to offer?</p>
<ul class="unIndentedList">
<li> Rather than targeting national-chain supermarkets, focus on his best local markets, like delis and specialty supermarkets.</li>
<li> Narrow his brand. Because the company had been in business for so long, the various products had packaging that reflected the time of their development, and even different brand names. Business consultant Victoria Nessen Kohlasch, chief executive of Nessen Kohlasch &amp; Associates, insisted that he had to select develop unified packaging to develop brand recognition.</li>
<li> Update his website to give it more value (recipes) and make it easier to buy.</li>
<li> Focus on the health benefits of his products in both advertising and packaging.</li>
</ul>
<p>If you are currently the vice president of a small fish business, you will find these specific tips helpful.  If you aren&#8217;t (and I&#8217;m guessing you aren&#8217;t), you still have a great deal to learn from Alan Axler.  Chances are, a panel of experts won&#8217;t show up at your door to hand you the information you need.  You have to go get it!</p>
<p>Go to the library, take classes, find mentors, talk to people, search the internet &#8211; do whatever you have to so you can start <a href="../../../../../making-money-is-fun/">making changes</a> toward your brighter, happier, more successful future.  This is your future!  Give it all the due diligence it deserves.</p>
<p>Are you ready to invest in your future?  Check out my <em>Making Money is Fun </em>video series.  Learn all about the different types of investments that are out there (and find out my favorite choices) so you can begin now <a href="../../../../../making-money-is-fun/">making changes</a> that will lead you to major success!</p>
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		<title>Making Changes in Tough Times:  How Can You Get Ahead When You Can Barely Stay Afloat?</title>
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		<pubDate>Wed, 09 Dec 2009 17:31:16 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
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		<description><![CDATA[This is where I had to disagree with Brandy.  It’s true that there are people in the world who are truly living hand to mouth – living under a corrugated tin roof and counting on strangers to bring them bowls of rice to fill their bellies.  There’s an old saying, “Of whom much is given, much is expected.”  Brandy, believe it or not, is one of those people.  As you are.  As I am.]]></description>
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<p style="text-align: left;">Have you seen the headlines?</p>
<p style="text-align: left;">&#8220;<strong>Recession Is Over According to Financial Experts</strong>&#8221; &#8211; <a class="zem_slink" title="American Broadcasting Company" rel="homepage" href="http://abc.go.com">ABC</a> News</p>
<p style="text-align: left;">&#8220;<strong>Recession is Very Likely Over</strong>&#8221; &#8211; Market Watch</p>
<p style="text-align: left;">&#8220;<strong>The Recession is Over</strong>&#8221; &#8211; <a class="zem_slink" title="Forbes" rel="homepage" href="http://www.forbes.com">Forbes.com</a></p>
<p style="text-align: left;">&#8220;<strong>The recession?  It&#8217;s Over, Economist Says</strong>&#8221; &#8211; <a class="zem_slink" title="MSN" rel="homepage" href="http://www.msn.com">MSN Money</a></p>
<p style="text-align: left;">&#8220;Really?&#8221; Brandy asks, looking around her toy strewn living room.  &#8220;Because my husband still doesn&#8217;t have a job, and the best I&#8217;ve been able to do is cleaning houses.  My best friend was just told that she can either move to Detroit and take a pay loss or sign up for unemployment.  And my mom got forced into early retirement with half the pension she was expecting.</p>
<p style="text-align: left;">&#8220;Where is this big recovery in the economy I keep hearing about?&#8221;</p>
<p style="text-align: left;">Brandy isn&#8217;t alone in asking.  While economists celebrate, many people are still struggling to pay their mortgages and pay their rent.  Consumer spending fell 0.5 percent in September, and we learned this week that the unemployment rate hit 10.2 percent.</p>
<p>Brandy knows that to get out of this situation and ensure a brighter financial future, it&#8217;s critical that she and her husband focus on <a href="http://moneyfeatures.blogs.money.cnn.com/2009/11/07/earth-to-economists-recession-isnt-over/">making changes</a> in their approach to money.  &#8220;I watched your <em>Making Money is Fun </em>videos,&#8221; she tells me.  &#8220;My Core Desire is to make sure we are never this vulnerable to the ups and downs of the economy again.  But I&#8217;m scratching to pay my electric bill &#8211; I&#8217;ve got nothing to leverage!&#8221;</p>
<p>This is where I had to disagree with Brandy.  It&#8217;s true that there are people in the world who are truly living hand to mouth &#8211; living under a corrugated tin roof and counting on strangers to bring them bowls of rice to fill their bellies.  There&#8217;s an old saying, &#8220;Of whom much is given, much is expected.&#8221;  Brandy, believe it or not, is one of those people.  As you are.  As I am.</p>
<p>The definition of &#8220;poor&#8221; in the U.S. and all developed nations tends to be very different from the corrugated/rice bowl version.  The truth is that while unemployment and worries about bills are very stressful and destructive, most of us still have untapped resources.</p>
<p>If you&#8217;ve already watched the <a href="../../../../../making-money-is-fun/"><em>Making Money is Fun Videos</em></a>, you&#8217;ve probably already guessed one of Brandy&#8217;s resources:  her house cleaning business.  Although most businesses are suffering a downturn, professional home cleaners are continuing to stay afloat in many regions.  Brandy takes pride in her work, and has more requests than she can keep up with.  I suggested she leverage her time by hiring helpers and training them to meet her exacting standards.</p>
<p>&#8220;But what,&#8221; you may be asking, &#8220;does this have to do with me?  I don&#8217;t clean houses!&#8221;</p>
<p>Take out your magnifying glass &#8211; it&#8217;s time to find your untapped resources.  Do you have:</p>
<ul class="unIndentedList">
<li> A large unused lot of land? Rent it out for out-of-season recreational vehicle storage?</li>
<li> A postage stamp collection that grandpa left you? Find a reliable collector and sell it.</li>
<li> Two free mornings a week? Use them to start the home business you&#8217;ve always dreamed of on a small scale.</li>
<li> Bulky antique furniture stashed in your basement? Sell it and make the money work for you in a way that maple credenza never did?</li>
<li> A talent or expertise you neglect &#8211; singing, photography, writing, word-working, an exhaustive knowledge of WWII battles? When Janene Snyder of Eudora, KS was faced with her husband&#8217;s unemployment and her own job uncertainty, she set about making changes by turning her love of <a href="http://money.cnn.com/galleries/2009/news/0911/gallery.Extreme_Savers/index.html">garage sales</a> into a $4000/year bonus. So give your own talent or expertise four or five hours a week and see what it can bring you.</li>
</ul>
<p>The key to success in leveraging these unused resources it not only tap them, but apply the benefit toward building the future you want.  In other words, if you sell your amazing nutrolls to co-workers over the holidays, don&#8217;t use the money to buy more extravagant Christmas gifts.  <em>Leverage </em>the money by putting it toward making permanent changes in your financial outlook.  Invest it in education, resources, or people that will make you money.</p>
<p>Has the economy recovered?  In the Money magazine article &#8220;Earth to Economists,&#8221; David Rosenberg, chief economist at Gluskin Sheff, is quoted as saying, &#8220;Only economists see the recession as being over; the man on the street sees it a little differently.&#8221;  So does that mean, sit tight and keep your head down, because this is no time to be <a href="http://moneyfeatures.blogs.money.cnn.com/2009/11/07/earth-to-economists-recession-isnt-over/">making changes</a>?</p>
<p>No.   Refusing to change your strategy will be as devastating to your future as making a radical change without doing your research.  So start analyzing the corners of your life and make a list of possible untapped resources.  But don&#8217;t make any major decisions yet &#8211; not until you read my next blog about <strong>due diligence!</strong></p>
<p>If you want to learn more about <a href="../../../../../making-money-is-fun/">making changes</a> by leveraging your time, influence and money to build the future you crave, the <em>Making Money is Fun </em>videos will get you started &#8211; telling you everything you need to know about leveraging and giving you the run down on the various investment options out there.  Find out what two investment options I think are the <strong>best</strong> for most people in this rocky economy!</p>
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		<title>Seven Words to Change Your Life:  Can Learning to Trust Lead You to Abundance and Prosperity?</title>
		<link>http://jackzufelt.com/seven-words-to-change-your-life-can-learning-to-trust-lead-you-to-abundance-and-prosperity-2/</link>
		<comments>http://jackzufelt.com/seven-words-to-change-your-life-can-learning-to-trust-lead-you-to-abundance-and-prosperity-2/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 13:00:23 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
				<category><![CDATA[Business Growth]]></category>
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		<description><![CDATA["I've had some bad experiences with trust at work,"  Jim wrote.  "At my last job, my boss didn't trust anyone, and it showed.  He was completely disorganized, but he blamed me when he lost his paperwork.  He tried to micromanage everything, and he was always spying on me and the other employees.  I'd turn around from my computer and he'd be reading over my shoulder.  He actually went through people's desks a couple of time.  He was always talking about honesty - how it was dishonest to get paid for a full day's work without giving it - but he made all kinds of promises he never kept."]]></description>
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<p>&#8220;I&#8217;ve had some bad experiences with trust at work,&#8221;  Jim wrote.  &#8220;At my last job, my boss didn&#8217;t trust anyone, and it showed.  He was completely disorganized, but he blamed me when he lost his paperwork.  He tried to micromanage everything, and he was always spying on me and the other employees.  I&#8217;d turn around from my computer and he&#8217;d be reading over my shoulder.  He actually went through people&#8217;s desks a couple of time.  He was always talking about honesty &#8211; how it was dishonest to get paid for a full day&#8217;s work without giving it &#8211; but he made all kinds of promises he never kept.&#8221;<span id="more-1437"></span></p>
<p><img src="file:///C:/Users/ANKIT/AppData/Local/Temp/moz-screenshot-5.png" alt="" /></p>
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<dt class="wp-caption-dt"><a title="Seven Words to Change Your Life: Can Learning to Trust Lead You to Abundance and Prosperity?" rel="http://jackzufelt.com/2009/10/09/seven-words-to-change-your-life-can-learning-to-trust-lead-you-to-abundance-and-prosperity-2/" href="http://www.flickr.com/photos/7982720@N02/959574309" target="_blank"><img class="              " title="Seven Words to Change Your Life: Can Learning to Trust Lead You to Abundance and Prosperity?" src="http://farm2.static.flickr.com/1395/959574309_55a19460a3_m.jpg" alt="Seven Words to Change Your Life: Can Learning to Trust Lead You to Abundance and Prosperity?" width="240" height="160" /></a></dt>
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<p>As an employer, should you trust your employees?  As an employee, should you trust your employer?  Can you trust your mentor?  Your doctor?  Your spouse?</p>
<p>&#8220;Trust&#8221; is one of the Seven Words that Can Change Your Life.  To get anything done, you have to take a chance on people . . . including yourself.</p>
<p>Trust &#8211;   Trust your mentors, your instructors, your spouse, doctor, boss.  Trust yourself:</p>
<p>Do you trust . . .</p>
<ul class="unIndentedList">
<li> Your ability to learn?</li>
<li> That if you take action, you actually can change things?</li>
<li> That most people care?</li>
<li> That your research is reliable?</li>
</ul>
<p>Earn the trust of the people in your life, and never break that trust.   Give your trust to others, and, yes, I mean give it before it&#8217;s earned.  When you hold back your trust, you usually create self-fulfilling prophesies.    For example, employers who spy on their employees create such an atmosphere of distrust and hostility that the employees feel no sense of loyalty or shared goals.  On the other hand, the U.S. Department of Labor reports that although the workplace is inundated with information technology, workers aren&#8217;t so busy updating their Facebook status that they fail to work.  On the contrary, in spite of what Human Resources departments everywhere would predict, productivity keeps rising.</p>
<p>It&#8217;s time to discover your Core Desires and use them to propel you into the life you&#8217;ve always dreamed of.   Learn how now with the <a href="http://www.thednaofmlmsuccess.com/ordercf.html#conqueringforce">Conquering Force Audio/Book Package</a> (save over $400!).</p>
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		<title>Financial Freedom:  Can You Make Your Fortune in Real Estate?</title>
		<link>http://jackzufelt.com/financial-freedom-can-you-make-your-fortune-in-real-estate/</link>
		<comments>http://jackzufelt.com/financial-freedom-can-you-make-your-fortune-in-real-estate/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 13:00:27 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Making Money is Fun!]]></category>
		<category><![CDATA[dna of success]]></category>
		<category><![CDATA[jack zufelt]]></category>
		<category><![CDATA[Jeff Greene]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Success in 5 minutes a day]]></category>
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		<guid isPermaLink="false">http://jackzufelt.com/?p=1255</guid>
		<description><![CDATA[Jeff Greene was the son of working-class Jewish parents from Worcester, Mass.  His parents struggled to support their family, and Green paid his way into Johns Hopkins by selling circus tickets over the phone.  In 2009, he ranked 559th on Forbes list of the wealthiest people in the world.  How did he make his fortune?]]></description>
			<content:encoded><![CDATA[<p><a href="http://jackzufelt.com/wp-content/uploads/2009/09/providence_rhode_island_original_deed.jpg"><br />
</a></p>
<p><!--[if gte mso 9]><xml> Normal   0               false   false   false      EN-US   X-NONE   X-NONE </xml><![endif]--><!--[if gte mso 9]><xml> </xml><![endif]--><!--  --><!--[if gte mso 10]> <mce:style><!   /* Style Definitions */  table.MsoNormalTable 	{mso-style-name:"Table Normal"; 	mso-tstyle-rowband-size:0; 	mso-tstyle-colband-size:0; 	mso-style-noshow:yes; 	mso-style-priority:99; 	mso-style-qformat:yes; 	mso-style-parent:""; 	mso-padding-alt:0in 5.4pt 0in 5.4pt; 	mso-para-margin-top:0in; 	mso-para-margin-right:0in; 	mso-para-margin-bottom:10.0pt; 	mso-para-margin-left:0in; 	line-height:115%; 	mso-pagination:widow-orphan; 	font-size:11.0pt; 	font-family:"Calibri","sans-serif"; 	mso-ascii-font-family:Calibri; 	mso-ascii-theme-font:minor-latin; 	mso-hansi-font-family:Calibri; 	mso-hansi-theme-font:minor-latin;} --> <!--[endif]--></p>
<p>Jeff Greene was the son of working-class Jewish parents from Worcester, Mass.  His parents struggled to support their family, and Green paid his way into Johns Hopkins by selling circus tickets over the phone.  In 2009, he ranked 559<sup>th</sup> on Forbes list of the wealthiest people in the world.  How did he make his fortune?<span id="more-1255"></span></p>
<div id="attachment_1257" class="wp-caption alignright" style="width: 247px"><a title="Financial Freedom: Can You Make Your Fortune in Real Estate?" rel="http://jackzufelt.com/2009/09/23/financial-freedom-can-you-make-your-fortune-in-real-estate/" href="http://jackzufelt.com/wp-content/uploads/2009/09/providence_rhode_island_original_deed.jpg" target="_blank"><img class="size-medium wp-image-1257 " title="Financial Freedom: Can You Make Your Fortune in Real Estate?" src="http://jackzufelt.com/wp-content/uploads/2009/09/providence_rhode_island_original_deed-237x300.jpg" alt="Financial Freedom: Can You Make Your Fortune in Real Estate?" width="237" height="300" /></a><p class="wp-caption-text">Financial Freedom: Can You Make Your Fortune in Real Estate?</p></div>
<p>Real estate.  While still in business school, he bought a three-family home and rented out rooms so he could live for free.  He owned 18 properties by the time he graduated in 1972, and a few years later he was a millionaire.</p>
<p>It&#8217;s a fantastic rags to riches story.  Real estate has terrific potential for the right investor.  Here are some of the advantages:</p>
<ul class="unIndentedList">
<li> It is a tangible, enduring asset. Short of a natural disaster or freakish plate tectonics, the property you own will be there for lifetimes.</li>
<li> It stays valuable, because there is a finite amount. We have a certain number of square feet across this planet, and no one can add substantially to that number.</li>
<li> There are many, many ways to invest in real estate: apartments, houses, rentals, land to develop, &#8220;fixer-uppers&#8221; to flip . . . The list goes on and on.</li>
<li> You know I always say, &#8220;Cash is king, but cash flow is his wife,&#8221; right? Real estate does hold the potential for cash flow, in the form of monthly rent.</li>
<li> Depending on the surrounding community, real estate can dramatically increase in value.</li>
<li> You have the option of working part time in real estate.</li>
</ul>
<p>These are some very potent advantages for an investment choice, and for the right person at the right time, there is money to be made.  But before you run out and start picking up foreclosures, check in on my upcoming blogs to read about the &#8220;cons&#8221; of real estate as an investment, as well as the advantages and disadvantages of other money-making options.  Make sure you have all the information as you pursue your quest for financial freedom.</p>
<p>I can mentor you to help you avoid the mistakes I&#8217;ve made, and enjoy the success I enjoy.  <a href="http://www.successin5minutesaday.com/">Success in 5 Minutes a Day</a> will lead you to the financial freedom that you&#8217;ve never thought possible.  Join the affordable program <a href="http://www.successin5minutesaday.com/">Success in 5 Minutes a Day</a> and learn how you can put leveraging to use.</p>
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		<title>Manifest Money:  How Can You Leverage $1 into $1000?  Part 2 (Thinking Big)</title>
		<link>http://jackzufelt.com/manifest-money-how-can-you-leverage-1-into-1000-part-2-thinking-big/</link>
		<comments>http://jackzufelt.com/manifest-money-how-can-you-leverage-1-into-1000-part-2-thinking-big/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 13:00:00 +0000</pubDate>
		<dc:creator>Jack M. Zufelt</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Making Money is Fun!]]></category>
		<category><![CDATA[dna of success]]></category>
		<category><![CDATA[Howard Ruff]]></category>
		<category><![CDATA[jack zufelt]]></category>
		<category><![CDATA[Leveraging your money]]></category>
		<category><![CDATA[Success in 5 minutes a day]]></category>
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		<guid isPermaLink="false">http://jackzufelt.com/?p=1192</guid>
		<description><![CDATA[Go to work and sit at a desk for 8 hours a day, 5-6 days per week, 52 weeks per year.  Give it everything you've got for forty-plus years.  Invest in your 401(k).  Pray over the stock market and stress over your pension.  Sacrifice to pay off your house before your income plummets.]]></description>
			<content:encoded><![CDATA[<p><a href="http://jackzufelt.com/wp-content/uploads/2009/09/5-bucks.jpg"><br />
</a></p>
<p>Go to work and sit at a desk for 8 hours a day, 5-6 days per week, 52 weeks per year.  Give it everything you&#8217;ve got for forty-plus years.  Invest in your 401(k).  Pray over the stock market and stress over your pension.  Sacrifice to pay off your house before your income plummets.<span id="more-1192"></span></p>
<div id="attachment_1195" class="wp-caption alignright" style="width: 310px"><a title="Manifest Money: How Can You Leverage $1 into $1000? Part 2 (Thinking Big)" rel="http://jackzufelt.com/2009/09/16/manifest-money-how-can-you-leverage-1-into-1000-part-2-thinking-big/" href="http://jackzufelt.com/wp-content/uploads/2009/09/5-bucks.jpg" target="_blank"><img class="size-medium wp-image-1195 " title="Manifest Money: How Can You Leverage $1 into $1000? Part 2 (Thinking Big)" src="http://jackzufelt.com/wp-content/uploads/2009/09/5-bucks-300x263.jpg" alt="Manifest Money: How Can You Leverage $1 into $1000? Part 2 (Thinking Big)" width="300" height="263" /></a><p class="wp-caption-text">Manifest Money: How Can You Leverage $1 into $1000? Part 2 (Thinking Big)</p></div>
<p>Best case scenario, you&#8217;ll be able to get by.  Worst case  . . . well, we&#8217;ve seen plenty of that in the news lately, haven&#8217;t we?  Hard working employees are too vulnerable to people like Bernie Madoff, to the caprices of the market and the economy.</p>
<p>If your Core Desire is to have financial security &#8211; <em>real</em> financial security &#8211; when you retire, you&#8217;re going to have to step out of the gold-watch-at-retirement box and take control of your financial future.  &#8220;Jack,&#8221; you&#8217;re saying.  &#8220;I&#8217;d love to make the big bucks.  I really would.  But it takes money to make money.&#8221;</p>
<p>I was in the same position, my friend.  My wife and I lived with her parents, while I struggled to find my way out of my grim prospects.  And I failed several times before I got to where I am right now &#8211; and where I am now is beyond anything the white kid from the Navajo reservation could have dreamed of.</p>
<p>I want this for you.  I want you to go to bed at night, knowing that you have everything you need, that you can put your kids through any college they choose, that you can not only retire in security, but have abundant enough resources to spend those years however you please.</p>
<p>We&#8217;re talking right now about leveraging your money.  If you have a dollar, make it into a thousand.  If you have a thousand, make it into ten thousand . . . then a hundred thousand . . .  then a million . . . then ten million.  The principle of leveraging remains the same; only the numbers get bigger.</p>
<p>How can you leverage your money?</p>
<ul class="unIndentedList">
<li> <strong>Stop defining your income as: &#8220;How much you make per hour.&#8221;</strong> Whether you&#8217;re a powerhouse defense attorney or a convenience store clerk, your income is limited by the number of hours that you actually work. Your income needs to come from sources that make money even while you sleep. And remember, earned income is taxed at the highest tax rate of any personal income.</li>
<li> <strong>Learn how to use OPM &#8211; Other People&#8217;s Money.</strong> Whether you&#8217;re borrowing from the bank to buy your first home or rallying investors for a major deal, you&#8217;re leveraging. You&#8217;re using a little &#8211; your time and other people&#8217;s money &#8211; to gain a lot. Let others invest their money and assume some of the risk for the chance of reaping some of the reward.</li>
<li> <strong>Know the difference between good debt and bad debt. </strong>Howard Ruff writes that there is only one kind of good debt: &#8220;borrowed money that goes to work for you to build income-producing assets and produces enough cash-flow to pay the interest and systematically reduce the principal.&#8221;</li>
<li> <strong>Remember: Cash is king, but liquid cash is the queen!</strong> You can&#8217;t pay your mortgage with an investment property. Don&#8217;t put all of your eggs into one basket (in other words, make sure you have multiple streams of income), and make sure some of those baskets are liquid. If you&#8217;re property rich and cash poor, you&#8217;ve just lost your flexibility and your ability to handle the unexpected.</li>
<li> <strong>Do Your Research.</strong> Make sure you understand the concept of leveraging, and make sure you know everything about what you&#8217;re getting into.</li>
</ul>
<p>If you&#8217;re Core Desire is to manifest money, you&#8217;ve got to take the time and trouble of know what you&#8217;re doing and being creative in your solutions.  Find one or more excellent mentors, but remember that your path to wealth will be unique to you.</p>
<p>How can you learn everything you need to know to reach the financial success you want?  Sign up now to learn to <a href="http://www.successin5minutesaday.com/">manifest money</a> in a big way.  Learn how to be successful in only 5 minutes a day for 30 days.</p>
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